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Who’s Protecting You From Rate Increases?

Wednesday, May 6, 2015 | 2 Comments

A hot topic often discussed in the media is how long-term care insurance (LTCI) rate increases will force people to cancel their coverage. Here’s the truth: Each state has a Division of Insurance that regulates an insurance carrier from arbitrarily raising rates on policyholders. Think of them as your consumer watchdog! If an insurance company… Continue Reading…

Estimated reading time: 7 minute(s)

In LTCI planning Retirement Planning

Is the Long-Term Care Insurance Landscape Changing?

Sunday, April 5, 2015 | Leave a comment

Everywhere you turn for information, you are led to believe that the long-term care insurance (LTCI) industry is changing dramatically. Many authors and information outlets advocate that the changes are sweeping and dramatic, and we should fear the change. However, I believe change is nothing to fear. The truth is, although there have been changes… Continue Reading…

Estimated reading time: 8 minute(s)

In LTCI planning Retirement Planning

How To Find a Trusted and Experienced LTCI Broker

Monday, March 2, 2015| 1 Comment

All professionals are created equally, but not all are licensed and contracted equally. Knowing the secret to finding an experienced and trusted professional is no easy task, unless you follow the tips from an insider. I’m going to let you in on some secrets that will change your perspective when shopping not only for long-term… Continue Reading…

Estimated reading time: 12 minute(s)

In Investing LTCI planning Retirement Planning

What’s the Magic Sauce In a Partnership-Qualified Long-Term Care Insurance Plan?

Sunday, February 1, 2015| 1 Comment

If you are considering a long-term care insurance (LTCI) plan to protect your asset from the high cost of long-term health care, you owe it to yourself to understand the magic sauce of a partnership-qualified plan. So, what states offer them and what are they? Currently, only nine states do not have a partnership plan… Continue Reading…

Estimated reading time: 10 minute(s)

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